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Short Sales Vs Foreclosures
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Loan Modification
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Stop Foreclosure in Metro Denver, Colorado

Facing a foreclosure can be one of the most distressing experiences that can happen to a homeowner. Often Metro Denver homeowners who are having problems don’t think they can afford to get help.  They don’t believe they have the money to pay a Realtor to sell their home, or the money to pay for closing costs or other expenses.  So they wait to ask for help until it’s too late.

The truth is that in a Metro Denver short sale, the lender pays the Realtor’s fees and also pays for closing costs. The homeowner doesn’t need to have the money to cover these expenses. And, if the Realtor successfully negotiates a short sale, the homeowner’s credit report will show "Lien Satisfied" instead of the nightmare of a foreclosure.

There is a huge difference between a short sale and a foreclosure. It can mean the difference between being a permanent renter, and being able to own another home in the future. Foreclosures are red flags to lenders, and they are never removed from the borrower’s credit history. Once a foreclosure is on someone’s credit report, it’s there forever. On the other hand, a short sale will eventually be removed from the credit report.

In this economy, many good people are having trouble paying their mortgage. Bad things really can and do happen to good people. If you’re having problems, don’t be embarrassed, don’t beat up on yourself, and don’t give up. You CAN get through this and move forward. We care, and we'll help.

The Sold Team has gone through the extensive training needed to become a Short Sale and Foreclosure Resource (SFR). If you’re having problems, for your sake, please contact us immediately. Time is of the essence. It is absolutely critical that you get help as soon as you realize you’re having problems paying your mortgage.

What Is a Short Sale? | Your Options | SFR Resource | Short Sales Vs Foreclosures | Short Sale Process | Short Sale Example | Hardships | Foreclosure Timeline | Loan Modification | Definition of Terms